Dealing with Insurance Claim Denials
Insurance companies sometimes refuse to pay claims submitted by its policyholders. When an insurance company does so, this is called “denying” the claim. A claim may be denied, for example, because the company has determined that the loss is not a type that is “covered” by the terms of the insurance policy or that the person who suffered the loss is not an “insured” for purposes of the policy or that a policyholder engaged in some type of misconduct which...
Tips for Filing Your Fire Insurance Claim
Insurance carriers are expecting to receive hundreds of thousands of fire claims in the upcoming months due to the recent southern California wildfires. Given the high number of cases that each insurer within the state will have to investigate, the earlier that you file the better. If your home was damaged by the fires and if you have not yet filed a claim with your insurance carrier, there are some simple tips that may make the difference between being compensated completely for your losses or...
Town Homes’ Owners Owners File Claims Blaming Carlsbad For Damage
The two residents of Sacada Circle are alleging that grading work done by devlopment firm Calso, LLC., with the blessing of the city of Carlsbad, caused a landslide which damaged their homes. The city disputes the fact that a permit to allow grading work was ever issued. Patrick E. Catalano is referenced in the article.
The full text of this article can be found here: www.signonsandiego.com/news/northcounty/20050527-9999-1mi27lacosta.html
Lawsuit Filed Over Condemned Oceanside Homes
The lawsuit filed by the homeowners claims that cracks in city water and sewer pipes caused the landslide while the city maintains that unusually heavy winter rains caused the slope failure. A court order was also obtained to keep city workers from ‘slip lining’ a damaged sewer pipe in order to allow experts for the homeowners to examine the pipe for evidence related to the lawsuit. Patrick E. Catalano is quoted in the article.
The full text of this article can be found here: www.10news.com/news/4536551/detail.html
Oceanside Would Pay Bill For Demolition, Add Property Liens
Under the plan, the city would initially foot the bill for razing the homes ($20,000 – $40,000 per home) and then put a tax lien on each house for the cost of demolition which would be paid when the property is sold. Patrick E. Catalano is quoted in the article.
The full text of this article can be found here: www.signonsandiego.com/news/northcounty/20050512-9999-1mc12arroyo.html
Vandals Hit Condemned Oceanside Homes Sliding Off Foundations
Homeowners say that vandals have been breaking into the structures and removing light fixtures and other objects. They have also voiced concerns that they could be held liable should someone get injured while on the property. Patrick E. Catalano is quoted in the article.
The full text of this article can be found here: www.signonsandiego.com/news/northcounty/20050509-9999-1m9oside.html
$19 Million In Claims Filed Against Oceanside
The claims ask for $750,000 for the value of each home plus $50,000 for loan costs and another $350,000 for emotional distress. The claims blame the city for the landslide due to inappropriate maintenance of water and sewer lines. Patrick E. Catalano is referenced in the article.
The full text of this article can be found here: www.signonsandiego.com/news/northcounty/20050420-9999-1mi20claims.html
Condo Owners Ask $8.1 Million From Carlsbad
The $7.1 million claim made by the homeowners association states that the cause of the slope failure that damaged the complex was the city’s failure to maintain lines that service fire hydrants in the area. It alleges that water from these lines then seeped into the surrounding area, saturating the hill and causing the slope failure. Patrick E. Catalano is quoted in the article.
The full text of this article can be found here: www.signonsandiego.com/news/northcounty/20050419-9999-1m19slide.html
2 Homeowners File Damage Claim Against El Cajon
Each homeowner has filed a $1 million claim with the city. One of the homes has been ‘red tagged’ (meaning it is no longer inhabitable) while the other was damaged severely enough that the owner is no longer living on the premises. Patrick E. Catalano is quoted in the article.
The full text of this article can be found here: www.signonsandiego.com/uniontrib/20050407/news_2m7ecslide.html